If you believe you may lose your house due to financial difficulties or foreclosure, you need an experienced bankruptcy attorney in your corner to protect your rights. At Vidmer Law Office, attorney Vidmer has been helping people come out from under debt and protect their homes since 1993.
We understand that your home and your family are important to you. Bankruptcy attorney Vidmer will work to relieve any stresses that your finances have placed on you by carefully explaining bankruptcy and other debt-relief options to you. If you are having problems with debt and would like to know if bankruptcy is right for you, please contact us by e-mail or call us at 270-908-0131 or 270-908-0132 today to schedule a free initial consultation.
Bankruptcy Options - Save My Home
At Vidmer Law Office, we can guide you through your bankruptcy options and help you decide which chapter best suits your situation. When you want to prevent foreclosure, there are two main options available to you:
- Chapter 7 bankruptcy: Chapter 7, or liquidation bankruptcy, is a way of eliminating all of your dischargeable debts. This is particularly helpful for the removal of credit card debt, medical bill payments and payday loan debt. Chapter 7 may not be the best option for saving your home, depending on your circumstances. Many assets must be sold to pay creditors while certain assets are exempt. When filing for bankruptcy it is important to have a skilled debt relief attorney in your corner to guide you through the process.
- Chapter 13 bankruptcy: Chapter 13 allows you to establish a debt repayment schedule and keep your home. By organizing your payments into a reasonable plan, attorney Vidmer will help you to get back on your feet financially. After 36 to 60 months, your payments will stop and your remaining debts will be discharged.
All chapters of bankruptcy place an automatic stay on debt collection proceedings. The automatic stay prevents creditors from garnishing your wages, pursuing lawsuits against you or harassing you with phone calls.
Contact Our Paducah or Murray Office Today
Many clients are amazed at how much better they feel after discussing their situation with a knowledgeable bankruptcy lawyer. To schedule your free initial consultation at either of our two office locations, please e-mail us or call us at 270-908-0131 (Paducah area) or 270-908-0132 (Murray area). We can show you how to save your home from creditors. We offer evening and weekend consultations, by appointment.
